Comments on: The Problem With Credit Counseling Agencies (Part 1) http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/ Coaching people through Credit and Financial Recovery Wed, 02 Mar 2011 08:21:18 +0000 hourly 1 http://wordpress.org/?v=3.2 By: Caraballo & Associates http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/comment-page-1/#comment-367 Caraballo & Associates Tue, 23 Feb 2010 14:52:32 +0000 http://caraballoassociates.com/?p=446#comment-367 I do Amy, I consult people on many things financial. I like to bring transparency to the table as I know that these subjects are extremely confusing. I have been doing thi for years and now I am working on a complete website for this type of education. Do you think that would be useful to them? Let me know and stay tuned for the website! I do Amy, I consult people on many things financial. I like to bring transparency to the table as I know that these subjects are extremely confusing.

I have been doing thi for years and now I am working on a complete website for this type of education. Do you think that would be useful to them?

Let me know and stay tuned for the website!

]]> By: Caraballo & Associates http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/comment-page-1/#comment-345 Caraballo & Associates Sun, 21 Feb 2010 05:39:09 +0000 http://caraballoassociates.com/?p=446#comment-345 Thanks Jan, These are very gray areas in the world of finance. One has to be extremely careful when being advised to stop making payments on anything. Especially when you are handing over responsibility to someone else. One must weight many options such as where are we now, what is our future plan for our credit, what is the alternative, how does this fit into our complete financial picture. We cannot act out of desperation when we are on this path, we need to make intelligent, informed decisions in order to choose the lesser evil. It is sad for anyone to be in this situation but it is WAY worse to make a mistake and have to live with that mistake for a much longer period of time. FYI, I am working on a member website that would educate and inform people on all the pros and cons of these programs as well as various other financial aspects. So stay tuned! Thanks for asking the question, it is an important one for people nowadays. Thanks Jan,

These are very gray areas in the world of finance. One has to be extremely careful when being advised to stop making payments on anything. Especially when you are handing over responsibility to someone else. One must weight many options such as where are we now, what is our future plan for our credit, what is the alternative, how does this fit into our complete financial picture.

We cannot act out of desperation when we are on this path, we need to make intelligent, informed decisions in order to choose the lesser evil. It is sad for anyone to be in this situation but it is WAY worse to make a mistake and have to live with that mistake for a much longer period of time.

FYI, I am working on a member website that would educate and inform people on all the pros and cons of these programs as well as various other financial aspects. So stay tuned!

Thanks for asking the question, it is an important one for people nowadays.

]]> By: Jan Hill http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/comment-page-1/#comment-343 Jan Hill Sat, 20 Feb 2010 19:24:53 +0000 http://caraballoassociates.com/?p=446#comment-343 Really great information as usual Jose. I do have a question, I know there are a lot of companies out there now stating they can get rid of your debt by doing some type of settlement - and advising people to stop making payments, send these companies the money and they will do all the talking with the creditors. What is your take on that? Thanks for the great info! .-= Jan Hill´s last blog ..<a href="http://www.askjanhill.com/look-whos-talking/" rel="nofollow">Look Who’s Talking…..</a> =-. Really great information as usual Jose. I do have a question, I know there are a lot of companies out there now stating they can get rid of your debt by doing some type of settlement – and advising people to stop making payments, send these companies the money and they will do all the talking with the creditors. What is your take on that? Thanks for the great info!
.-= Jan Hill´s last blog ..Look Who’s Talking….. =-.

]]> By: Caraballo & Associates http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/comment-page-1/#comment-299 Caraballo & Associates Wed, 17 Feb 2010 04:21:13 +0000 http://caraballoassociates.com/?p=446#comment-299 just like sharks can smell blood from miles away, so too can people smell desperation on someone else. Not all of these companies are bad but one really has to be careful with the choice that they make. just like sharks can smell blood from miles away, so too can people smell desperation on someone else. Not all of these companies are bad but one really has to be careful with the choice that they make.

]]> By: Caraballo & Associates http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/comment-page-1/#comment-298 Caraballo & Associates Wed, 17 Feb 2010 04:19:02 +0000 http://caraballoassociates.com/?p=446#comment-298 It is actually sad that I have had to walk so many families through this. This is why I am trying to clear it up and explain things in as much detail as I can. I can only hope someone out there benefits from my experiences. Thanks for visiting! It is actually sad that I have had to walk so many families through this. This is why I am trying to clear it up and explain things in as much detail as I can. I can only hope someone out there benefits from my experiences.

Thanks for visiting!

]]> By: Caraballo & Associates http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/comment-page-1/#comment-294 Caraballo & Associates Wed, 17 Feb 2010 04:13:04 +0000 http://caraballoassociates.com/?p=446#comment-294 My pleasure Beth and I hope this helps them along their journey... Let me know how it turns out. My pleasure Beth and I hope this helps them along their journey… Let me know how it turns out.

]]> By: Caraballo & Associates http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/comment-page-1/#comment-293 Caraballo & Associates Wed, 17 Feb 2010 04:12:18 +0000 http://caraballoassociates.com/?p=446#comment-293 Wait until you see the rest of the story...thanks for coming by! Wait until you see the rest of the story…thanks for coming by!

]]> By: Caraballo & Associates http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/comment-page-1/#comment-292 Caraballo & Associates Wed, 17 Feb 2010 04:11:51 +0000 http://caraballoassociates.com/?p=446#comment-292 My pleasure Nick. I only have two wishes 1. that these posts help people work through their own modifications and 2. that this thing works out for my family. Fingers crossed! My pleasure Nick. I only have two wishes 1. that these posts help people work through their own modifications and 2. that this thing works out for my family. Fingers crossed!

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