Beth Nelson-Allen, Owner, www.MeetBethAllen.com
“Jose has the capacity to make even the most complicated financial information somehow digestible for the every day person (me!) 
His passion to always help the underdog is admirable, and the difference he is making, and will continue to make, in the world is greatly appreciated. I have an immense respect for Jose, his work ethic and his mentorship, and highly recommend him to anyone looking to improve their personal finances and overall quality of life.”
“Jose has written a number of articles for both Miami Agent and Chicago Agent magazines. He was great to work for and provided exactly what we needed for the issues. His Articles were turned in on time and were easy to edit. He also knows a lot about the mortgage industry. I would certainly use him again.”
“Jose Caraballo of Caraballo & Associates provides valuable financial advice to all his clients. He is truly dedicated to his industry and treats all his clients with respect and provides the highest customer service. It has always been a pleasure to work with Jose.”
Eduardo Del Rio Financial Services Rep MassMutual
“Jose Caraballo is an excellent person to work with. He has tremendous drive, passion, and conviction in his work. I have referred clients in the past to Jose, and he delivered with world class service. Jose has constantly demonstrated his willingness to teach others in his craft. It this drive and conviction that makes him an asset in not only our business community, but our community at large.”
Mary Jakubowicz Independent Architecture & Planning Professional
“Excellent in his advice and knowledgeable in all recommendations and subjects requested. He provided the best information while giving time and energy to his work. I have recommended him to many of my friends and colleagues and they have been working with him since then.”
Ashton Coleman Broker Associate/Keller Williams Miami Beach
“Tenacious! Jose never quits and is always sending out valuable information to his database. I do like the way Jose works and believe he will do a stellar job for anyone utilizing his services. I met Jose as he was teaching a class for RAMB (Realtor Assoc. of Greater Miami & The Beaches). He had valuable info/knowledge over 5 years ago and still going strong!”
“Jose is a person you can trust to guide and lead you in the right direction. He is a world of knowledge and truly looks out for his clients’ best interest. I highly recommend Jose Caraballo to assist you with your financial decisions especially through these troubled times.”
“Jose is a highly motivated and disciplined executive with great sales, people and organizational skills. I would highly recommend him for people oriented job requiring these skills.”
Raul Camaliche SVP/COO at Eastern National Bank
“Jose is a person with high integrity and a straightforward business attitude, it is my pleasure to recommend Jose.”
Gina Oliviero Closing Coordinator/Coldwell Banker Corporate REO
“Jose is an outstanding individual. He is very intelligent, reliable and very well versed in his business. He has a lot of experience and has worked with some very important clients. I would highly recommend him, he is a TRUE PROFESSIONAL! If you seek someone with knowledge and who will get the job done right then you will be very happy and have no regrets with his professionalism.”
Xiomara Saavedra IT Generalist/BankUnited
“I had the experience of working with Jose when it came to the refinance of my home… He was very knowledgeable in his field and I felt comfortable in calling him on advice on other financial matters after.”
Tonya England Project Coordinator/ISS
“Jose is a great guy, he helped me when I was looking for a place to stay. He gave me great advice and also showed me ways to improve my credit.”
