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	<title>Caraballo &#38; Associates &#187; work</title>
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	<link>http://caraballoassociates.com</link>
	<description>Coaching people through Credit and Financial Recovery</description>
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		<title>Stop Looking At Your Watch!!!</title>
		<link>http://caraballoassociates.com/stop-looking-at-your-watch/</link>
		<comments>http://caraballoassociates.com/stop-looking-at-your-watch/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 02:05:37 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Productivity]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[The Personal]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[time management]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=1147</guid>
		<description><![CDATA[I had an experience today which was closely followed by some kind of epiphany. Let me take you down the road of what developed: Today was my first day at a new office. It was exciting, you know, getting to meet new people, starting fresh in a new place. I had a feeling like it [...]]]></description>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Do You Have Too Much on Your Plate Or Your Mind?</title>
		<link>http://caraballoassociates.com/do-you-have-too-much-on-your-plate-or-your-mind/</link>
		<comments>http://caraballoassociates.com/do-you-have-too-much-on-your-plate-or-your-mind/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 02:53:30 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[The Personal]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=904</guid>
		<description><![CDATA[Does it seem that there are not enough hours in the day for you to do everything you want to get done? Do you ever reach the end of your day feeling exhausted and while you are reviewing your day, you find out that you got almost nothing done? How can this happen? You are [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/do-you-have-too-much-on-your-plate-or-your-mind/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Should I Accept My Loan Modification&#8230;Part 6 (FINAL)</title>
		<link>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-6-final/</link>
		<comments>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-6-final/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 14:00:57 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Loan mod]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[monthly payment]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[simple]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=1050</guid>
		<description><![CDATA[I feel like I have writing this series for a year. Actually it has been close to half a year. My first post on this subject was in November of &#8217;09. I actually started looking into it a few months before and sat on the decision for a while before I decided to take the [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-6-final/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>The Biggest Problems with Credit Counseling Agencies (Part 3)</title>
		<link>http://caraballoassociates.com/the-biggest-problems-with-credit-counseling-agencies-part-3/</link>
		<comments>http://caraballoassociates.com/the-biggest-problems-with-credit-counseling-agencies-part-3/#comments</comments>
		<pubDate>Mon, 24 May 2010 14:00:03 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[Save money]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[simple]]></category>
		<category><![CDATA[time management]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=1004</guid>
		<description><![CDATA[The next problem I have found with most of these programs is the issue of due dates. Based on your monthly ritual of paying bills, you already have a really good understanding of due dates. Every credit card you have has a different due date and maybe even different grace periods. This is one reason [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/the-biggest-problems-with-credit-counseling-agencies-part-3/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The &#8220;Not So&#8221; Obvious Benefits of Joining a Social Media Tribe!</title>
		<link>http://caraballoassociates.com/the-not-so-obvious-benefits-of-joining-a-social-media-tribe/</link>
		<comments>http://caraballoassociates.com/the-not-so-obvious-benefits-of-joining-a-social-media-tribe/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 06:14:08 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Tribes]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[group]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[increase business]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[mastermind]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[Social Media]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[time management]]></category>
		<category><![CDATA[tribe]]></category>
		<category><![CDATA[tribe syndication]]></category>
		<category><![CDATA[websites]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=860</guid>
		<description><![CDATA[I am sure you have all heard the words by now Tribe,  Social Media Tribe,  Tribe Syndication Group the list goes on and on. If you have not, then here is a quick explanation. The idea of joining and working with a tribe is based on the simple concept of mastermind groups you may remember [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/the-not-so-obvious-benefits-of-joining-a-social-media-tribe/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Financial Irresponsibility Can Be Expensive</title>
		<link>http://caraballoassociates.com/financial-irresponsibility-can-be-expensive/</link>
		<comments>http://caraballoassociates.com/financial-irresponsibility-can-be-expensive/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 02:01:05 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[expensive]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[irresponsibility]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[reduce costs]]></category>
		<category><![CDATA[responsible]]></category>
		<category><![CDATA[Save money]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=655</guid>
		<description><![CDATA[I recently had a run-in with the law. I was stopped by a police officer for speeding. (I could end the lesson right here by telling you that if you stop speeding you can save yourself possibly hundreds if not thousands of dollars per year and be perfectly justified.) Lower pollution Less chance of accidents [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/financial-irresponsibility-can-be-expensive/feed/</wfw:commentRss>
		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>Book Review&#8230;Getting Things Done: David Allen</title>
		<link>http://caraballoassociates.com/book-review-gettign-things-done-david-allen/</link>
		<comments>http://caraballoassociates.com/book-review-gettign-things-done-david-allen/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 02:47:06 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[better business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[Dade County]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[increase business]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Linkedin]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Miami]]></category>
		<category><![CDATA[Miami-Dade]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[personal growth]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[reduce costs]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[Save money]]></category>
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		<category><![CDATA[simple]]></category>
		<category><![CDATA[South Florida]]></category>
		<category><![CDATA[time management]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[twitter]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=255</guid>
		<description><![CDATA[I recently came out of an era of my life where I was so overwhelmed that I did not know what to do with myself.  I felt like I was playing catch-up from the moment I opened my eyes in the morning.  You know that feeling, "I have so much to do today, there is no way I can get it all done."  What a way to start the day huh?]]></description>
		<wfw:commentRss>http://caraballoassociates.com/book-review-gettign-things-done-david-allen/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How &#8220;Social&#8221; Are You With Your Social Media Activities?</title>
		<link>http://caraballoassociates.com/how-social-are-you-with-your-social-media-activities/</link>
		<comments>http://caraballoassociates.com/how-social-are-you-with-your-social-media-activities/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 23:53:59 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Social Media]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[buisness]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[Dade County]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[increase business]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Linkedin]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Miami]]></category>
		<category><![CDATA[Miami-Dade]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Networking]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[simple]]></category>
		<category><![CDATA[South Florida]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[twitter]]></category>
		<category><![CDATA[websites]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=499</guid>
		<description><![CDATA[I read something in the Miami Herald the other day by Jane Woolridge executive business editor...

"The key, says entrepreneur Craig Agronoff, is banding together. Too much networking seems to revolve around self-promotion rather than true community building, he says"

I thought this was as true as anything I have read up to this point on the subject of social media.
]]></description>
		<wfw:commentRss>http://caraballoassociates.com/how-social-are-you-with-your-social-media-activities/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
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