Caraballo & Associates

Should I Accept My Loan Modification…Part 6 (FINAL)

I feel like I have writing this series for a year. Actually it has been close to half a year. My first post on this subject was in November of ’09. I actually started looking into it a few months before and sat on the decision for a while before I decided to take the [...]

Continue reading...

The Biggest Problems with Credit Counseling Agencies (Part 3)

The next problem I have found with most of these programs is the issue of due dates. Based on your monthly ritual of paying bills, you already have a really good understanding of due dates. Every credit card you have has a different due date and maybe even different grace periods. This is one reason [...]

Continue reading...

How I Tame the Tribe Syndication “Monster” with Google Reader!

My “tribe” is getting larger these days and it is becoming increasingly difficult to keep up with all the blogs and posts that are out there. I believe I found the perfect tool for the job. It’s Google Reader! In this first video, I share a few of the features that I most like about [...]

Continue reading...

Should I Accept My Loan Modification…Part 5

So after I spoke to the HUD Counselor, I waited a couple of weeks and then called the bank for a complete update. (I believe I have done all that has been asked of me and I think it is time for SOME kind of answer, or at least an indication of one). I called [...]

Continue reading...

Should I Accept My Loan Modification…Part 1

This will be a series of posts where I share with you a step-by-step account of what I am seeing, hearing and doing while I attempt my loan modification. Because of my background in mortgages and finance, I know some of the question to ask. So as we go along I am going to add areas of concern or advice on what I think should be done at certain points.

Continue reading...

Book Review…Getting Things Done: David Allen

I recently came out of an era of my life where I was so overwhelmed that I did not know what to do with myself. I felt like I was playing catch-up from the moment I opened my eyes in the morning. You know that feeling, "I have so much to do today, there is no way I can get it all done." What a way to start the day huh?

Continue reading...

Holiday Job Search Assistance Is Here!

Are you in need of a part time job now that the Holidays are right around the corner? Do you need that extra cash that can help you get through this time easier and with a little more pocket money? With the economy the way it is right now many people could use a part-time job just to make ends meet while others would just like to be able to buy a few more gifts for their loved ones and not break the bank.

Continue reading...

How “Social” Are You With Your Social Media Activities?

I read something in the Miami Herald the other day by Jane Woolridge executive business editor... "The key, says entrepreneur Craig Agronoff, is banding together. Too much networking seems to revolve around self-promotion rather than true community building, he says" I thought this was as true as anything I have read up to this point on the subject of social media.

Continue reading...