Caraballo & Associates

Carve Out Your Duck!

No this is not something sick or perverted. It’s something I thought about the other day while I was having a conversation with someone that was just starting to blog. They were talking about how they did not know which way to go with their blog, what to talk about, if they should cover more [...]

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Facebook Friends…Interview with Toni King

I Have added a new series to my blog and it has everything to do with you. I am conducting audio interviews for me (and the world) to learn more about what you do and what you stand for. In this interview, I am speaking with Toni King! She has been an active facebook friend [...]

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Stop Looking At Your Watch!!!

I had an experience today which was closely followed by some kind of epiphany. Let me take you down the road of what developed: Today was my first day at a new office. It was exciting, you know, getting to meet new people, starting fresh in a new place. I had a feeling like it [...]

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Passion or Practicality?…That is the Question

As bad as the economic downturn was for many of us (and believe me it was BAD for a while there) I was provided with a great opportunity. The opportunity to go back to school and complete my (traditional) education. I call it an opportunity because after so many years in business, finance and training, [...]

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Passing Success on to The Next Generation

We all play many roles in our lives, mother, fathers, students, teachers, etc. etc. So many roles that sometimes they tend to get away from us. For me one of these important roles is of an uncle. If you read my dedication post to my sisters, you know that I have two sisters. They have [...]

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One Item a Day…At Least

With so many roles that we tend to play in this day and age, it seems increasingly difficult to find the time to work on our short-term and long term goals. It seems more and more like we end up working on what we HAVE to instead on what we WANT to work on. If [...]

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Do You Have Too Much on Your Plate Or Your Mind?

Does it seem that there are not enough hours in the day for you to do everything you want to get done? Do you ever reach the end of your day feeling exhausted and while you are reviewing your day, you find out that you got almost nothing done? How can this happen? You are [...]

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The Biggest Problems with Credit Counseling Agencies (Part 3)

The next problem I have found with most of these programs is the issue of due dates. Based on your monthly ritual of paying bills, you already have a really good understanding of due dates. Every credit card you have has a different due date and maybe even different grace periods. This is one reason [...]

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