Caraballo & Associates

One Item a Day…At Least

With so many roles that we tend to play in this day and age, it seems increasingly difficult to find the time to work on our short-term and long term goals. It seems more and more like we end up working on what we HAVE to instead on what we WANT to work on. If [...]

Continue reading...

Do You Have Too Much on Your Plate Or Your Mind?

Does it seem that there are not enough hours in the day for you to do everything you want to get done? Do you ever reach the end of your day feeling exhausted and while you are reviewing your day, you find out that you got almost nothing done? How can this happen? You are [...]

Continue reading...

The Biggest Problems with Credit Counseling Agencies (Part 3)

The next problem I have found with most of these programs is the issue of due dates. Based on your monthly ritual of paying bills, you already have a really good understanding of due dates. Every credit card you have has a different due date and maybe even different grace periods. This is one reason [...]

Continue reading...

Forget Your Why…Begin With Your Purpose!

I recently read a post by a tribe member friend of mine, Mr. Paul Miller. The post was essentially asking How big You “why” was. Which you will undoubtedly run into if you study personal development for any length of time. It is a very important part of becoming a high-producing, high-achieving individual. His post, [...]

Continue reading...

The Importance of Blogging in Today’s Society

I recently had an experience that convinced me that what I am doing here, with my blog and my message could potentially be very important. I attended a training/seminar that had to do with customer service in the field of employment services. It was an interesting, day-long seminar lead by a woman who had obviously [...]

Continue reading...

My Official Apology to Stephen Covey

This is my official apology to Stephen R. Covey. The Best selling author of The 7 Habits of Highly Effective People I am currently reading this book because it is required reading in a psychology class I am taking. When I first found out that this was the book that I had to read for [...]

Continue reading...

Financial Irresponsibility Can Be Expensive

I recently had a run-in with the law. I was stopped by a police officer for speeding. (I could end the lesson right here by telling you that if you stop speeding you can save yourself possibly hundreds if not thousands of dollars per year and be perfectly justified.) Lower pollution Less chance of accidents [...]

Continue reading...

Book Review…Getting Things Done: David Allen

I recently came out of an era of my life where I was so overwhelmed that I did not know what to do with myself. I felt like I was playing catch-up from the moment I opened my eyes in the morning. You know that feeling, "I have so much to do today, there is no way I can get it all done." What a way to start the day huh?

Continue reading...