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	<title>Caraballo &#38; Associates &#187; mortgage</title>
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	<link>http://caraballoassociates.com</link>
	<description>Coaching people through Credit and Financial Recovery</description>
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		<title>Should I Accept My Loan Modification&#8230;Part 5</title>
		<link>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-5/</link>
		<comments>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-5/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 01:21:29 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[approval]]></category>
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		<category><![CDATA[Loan mod]]></category>
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		<guid isPermaLink="false">http://caraballoassociates.com/?p=979</guid>
		<description><![CDATA[So after I spoke to the HUD Counselor, I waited a couple of weeks and then called the bank for a complete update. (I believe I have done all that has been asked of me and I think it is time for SOME kind of answer, or at least an indication of one). I called [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Should I Accept My Loan Modification&#8230;Part 4</title>
		<link>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-4/</link>
		<comments>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-4/#comments</comments>
		<pubDate>Sun, 14 Mar 2010 04:40:12 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
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		<category><![CDATA[Loan mod]]></category>
		<category><![CDATA[loan modification]]></category>
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		<category><![CDATA[money]]></category>
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		<guid isPermaLink="false">http://caraballoassociates.com/?p=963</guid>
		<description><![CDATA[If you are starting to think that this process is becoming long and drawn out, you&#8217;re right! By this time, we have had many calls, looked for much paperwork and basically we are just tired of the whole thing. We are not giving up though, especially because it seems that this is where most people [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>Should I Accept My Loan Modification&#8230;Part 3</title>
		<link>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-3/</link>
		<comments>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-3/#comments</comments>
		<pubDate>Sun, 07 Feb 2010 19:20:52 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
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		<guid isPermaLink="false">http://caraballoassociates.com/?p=883</guid>
		<description><![CDATA[Welcome back to the 3rd part of our loan modification series. Here is a quick recap of what we have covered thus far. In part 1 we covered: A brief explanation of the situation. An explanation of basic rules to follow while going through the process. The issues/pitfalls you may run into throughout the process. [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<title>Should I Accept My Loan Modification&#8230;Part 2</title>
		<link>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-2/</link>
		<comments>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-2/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 04:39:23 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[loan amount]]></category>
		<category><![CDATA[Loan mod]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[trial period]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=806</guid>
		<description><![CDATA[Ok, so last time I wrote about this I was left a little confused. I was not given clear information, everyone I spoke to gave me a different answer to the same question, etc. etc. (Remember that I am sharing the story while at the same time what you see in italics and bold is [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<item>
		<title>Should I Accept My Loan Modification&#8230;Part 1</title>
		<link>http://caraballoassociates.com/my-loan-modification-step-by-step-part-1/</link>
		<comments>http://caraballoassociates.com/my-loan-modification-step-by-step-part-1/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 04:47:07 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
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		<category><![CDATA[loan modification]]></category>
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		<category><![CDATA[Miami-Dade]]></category>
		<category><![CDATA[modify]]></category>
		<category><![CDATA[monthly payment]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[priorities]]></category>
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		<guid isPermaLink="false">http://caraballoassociates.com/?p=671</guid>
		<description><![CDATA[This will be a series of posts where I share with you a step-by-step account of what I am seeing, hearing and doing while I attempt my loan modification. Because of my background in mortgages and finance, I know some of the question to ask. So as we go along I am going to add areas of concern or advice on what I think should be done at certain points.]]></description>
		<wfw:commentRss>http://caraballoassociates.com/my-loan-modification-step-by-step-part-1/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>The Truth About Ordering Your Free Credit Report</title>
		<link>http://caraballoassociates.com/the-truth-about-ordering-your-own-credit-reports/</link>
		<comments>http://caraballoassociates.com/the-truth-about-ordering-your-own-credit-reports/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 04:26:33 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
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		<guid isPermaLink="false">http://caraballoassociates.com/?p=443</guid>
		<description><![CDATA[Ordering one&#8217;s own credit report seems to be a source of fear and hesitation for many people.  &#8220;Will this affect my score?  Will my score drop?  How much will it drop?&#8221; These are all valid questions and concerns.  To add to the indecision and worry that one feels about this &#8220;not too clear subject&#8221; are [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<item>
		<title>Did You Know This About Your Credit Score?</title>
		<link>http://caraballoassociates.com/did-you-know-credit-score/</link>
		<comments>http://caraballoassociates.com/did-you-know-credit-score/#comments</comments>
		<pubDate>Fri, 11 Sep 2009 14:57:31 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
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		<category><![CDATA[approval]]></category>
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		<guid isPermaLink="false">http://caraballoassociates.com/?p=259</guid>
		<description><![CDATA[Did you know that if your credit card provider decides to one day lower your credit card limit that your credit score could be negatively affected?]]></description>
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		<slash:comments>22</slash:comments>
		</item>
		<item>
		<title>Where Is My 4% Mortgage Loan?</title>
		<link>http://caraballoassociates.com/where-is-my-4-mortgage-loan-part-1/</link>
		<comments>http://caraballoassociates.com/where-is-my-4-mortgage-loan-part-1/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 13:59:04 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[4%]]></category>
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		<category><![CDATA[home purchase]]></category>
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		<category><![CDATA[Jose H.]]></category>
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		<guid isPermaLink="false">http://caraballoassociates.com/?p=202</guid>
		<description><![CDATA[Going back a few months all we heard in the news and through the grapevine was the fact that mortgage rates were going to go down to 4% or possibly even lower. What ever happened to that?
]]></description>
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		<slash:comments>2</slash:comments>
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