Caraballo & Associates

Should I Accept My Loan Modification…Part 1

This will be a series of posts where I share with you a step-by-step account of what I am seeing, hearing and doing while I attempt my loan modification. Because of my background in mortgages and finance, I know some of the question to ask. So as we go along I am going to add areas of concern or advice on what I think should be done at certain points.

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Book Review…Getting Things Done: David Allen

I recently came out of an era of my life where I was so overwhelmed that I did not know what to do with myself. I felt like I was playing catch-up from the moment I opened my eyes in the morning. You know that feeling, "I have so much to do today, there is no way I can get it all done." What a way to start the day huh?

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How “Social” Are You With Your Social Media Activities?

I read something in the Miami Herald the other day by Jane Woolridge executive business editor... "The key, says entrepreneur Craig Agronoff, is banding together. Too much networking seems to revolve around self-promotion rather than true community building, he says" I thought this was as true as anything I have read up to this point on the subject of social media.

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The Truth About Ordering Your Free Credit Report

Ordering one’s own credit report seems to be a source of fear and hesitation for many people.  “Will this affect my score?  Will my score drop?  How much will it drop?” These are all valid questions and concerns.  To add to the indecision and worry that one feels about this “not too clear subject” are [...]

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Did You Know This About Your Credit Score?

Did you know that if your credit card provider decides to one day lower your credit card limit that your credit score could be negatively affected?

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Where Is My 4% Mortgage Loan?

Going back a few months all we heard in the news and through the grapevine was the fact that mortgage rates were going to go down to 4% or possibly even lower. What ever happened to that?

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