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	<title>Caraballo &#38; Associates &#187; Internet</title>
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	<link>http://caraballoassociates.com</link>
	<description>Coaching people through Credit and Financial Recovery</description>
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		<title>Carve Out Your Duck!</title>
		<link>http://caraballoassociates.com/carve-out-your-duck/</link>
		<comments>http://caraballoassociates.com/carve-out-your-duck/#comments</comments>
		<pubDate>Wed, 17 Nov 2010 15:00:01 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[Social Media]]></category>
		<category><![CDATA[The Personal]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
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		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[time management]]></category>
		<category><![CDATA[websites]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=1186</guid>
		<description><![CDATA[No this is not something sick or perverted. It&#8217;s something I thought about the other day while I was having a conversation with someone that was just starting to blog. They were talking about how they did not know which way to go with their blog, what to talk about, if they should cover more [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<title>Facebook Friends&#8230;Interview with Toni King</title>
		<link>http://caraballoassociates.com/facebook-friends-interview-with-toni-king/</link>
		<comments>http://caraballoassociates.com/facebook-friends-interview-with-toni-king/#comments</comments>
		<pubDate>Wed, 20 Oct 2010 14:00:03 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Facebook Friends]]></category>
		<category><![CDATA[Social Media]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[websites]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=1168</guid>
		<description><![CDATA[I Have added a new series to my blog and it has everything to do with you. I am conducting audio interviews for me (and the world) to learn more about what you do and what you stand for. In this interview, I am speaking with Toni King! She has been an active facebook friend [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Stop Looking At Your Watch!!!</title>
		<link>http://caraballoassociates.com/stop-looking-at-your-watch/</link>
		<comments>http://caraballoassociates.com/stop-looking-at-your-watch/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 02:05:37 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Productivity]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[The Personal]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[time management]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=1147</guid>
		<description><![CDATA[I had an experience today which was closely followed by some kind of epiphany. Let me take you down the road of what developed: Today was my first day at a new office. It was exciting, you know, getting to meet new people, starting fresh in a new place. I had a feeling like it [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>Passion or Practicality?&#8230;That is the Question</title>
		<link>http://caraballoassociates.com/passion-or-practicality-that-is-the-question/</link>
		<comments>http://caraballoassociates.com/passion-or-practicality-that-is-the-question/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 14:00:14 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[The Personal]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[websites]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=1105</guid>
		<description><![CDATA[As bad as the economic downturn was for many of us (and believe me it was BAD for a while there) I was provided with a great opportunity. The opportunity to go back to school and complete my (traditional) education. I call it an opportunity because after so many years in business, finance and training, [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>My Secret Weapon for Credit Repair (At Least One of Them)</title>
		<link>http://caraballoassociates.com/my-secret-weapon-for-credit-repair-at-least-one-of-them/</link>
		<comments>http://caraballoassociates.com/my-secret-weapon-for-credit-repair-at-least-one-of-them/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 14:00:39 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Credit Reports and Scores]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[reduce costs]]></category>
		<category><![CDATA[Save money]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=497</guid>
		<description><![CDATA[For many years one of my biggest niches in the mortgage industry was helping people who did not qualify for a home loan improve their credit standing in order to become approve-able. It took me some years and a lot of studying to get to the point that I could look at a credit report, [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/my-secret-weapon-for-credit-repair-at-least-one-of-them/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
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		<title>Should I Accept My Loan Modification&#8230;Part 6 (FINAL)</title>
		<link>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-6-final/</link>
		<comments>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-6-final/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 14:00:57 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Loan mod]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[monthly payment]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[simple]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=1050</guid>
		<description><![CDATA[I feel like I have writing this series for a year. Actually it has been close to half a year. My first post on this subject was in November of &#8217;09. I actually started looking into it a few months before and sat on the decision for a while before I decided to take the [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<item>
		<title>How I Tame the Tribe Syndication &#8220;Monster&#8221; with Google Reader!</title>
		<link>http://caraballoassociates.com/how-i-tame-the-tribe-syndication-monster-with-google-reader/</link>
		<comments>http://caraballoassociates.com/how-i-tame-the-tribe-syndication-monster-with-google-reader/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 12:37:17 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Social Media]]></category>
		<category><![CDATA[Tribes]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[increase business]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[simple]]></category>
		<category><![CDATA[syndication]]></category>
		<category><![CDATA[time management]]></category>
		<category><![CDATA[tribe]]></category>
		<category><![CDATA[websites]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=956</guid>
		<description><![CDATA[My &#8220;tribe&#8221; is getting larger these days and it is becoming increasingly difficult to keep up with all the blogs and posts that are out there. I believe I found the perfect tool for the job. It&#8217;s Google Reader! In this first video, I share a few of the features that I most like about [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/how-i-tame-the-tribe-syndication-monster-with-google-reader/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>Should I Accept My Loan Modification&#8230;Part 5</title>
		<link>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-5/</link>
		<comments>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-5/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 01:21:29 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Loan mod]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Save money]]></category>
		<category><![CDATA[simple]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=979</guid>
		<description><![CDATA[So after I spoke to the HUD Counselor, I waited a couple of weeks and then called the bank for a complete update. (I believe I have done all that has been asked of me and I think it is time for SOME kind of answer, or at least an indication of one). I called [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-5/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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