Caraballo & Associates

The Problem With Credit Counseling Agencies (Part 1)

Monday, February 8, 2010

These companies have been around for years making promises of lower credit card payments, frozen interest rates, shorter pay-off schedules, etc. etc. These programs seem like a no-brainer for the person that is having trouble with their monthly credit obligations. Those of us that have had hardships and those of us that basically just let [...]

Should I Accept My Loan Modification…Part 3

Sunday, February 7, 2010

7 Comments

Welcome back to the 3rd part of our loan modification series. Here is a quick recap of what we have covered thus far. In part 1 we covered: A brief explanation of the situation. An explanation of basic rules to follow while going through the process. The issues/pitfalls you may run into throughout the process. [...]

The Simplest Way to Order Your Free Annual Credit Report

Monday, January 18, 2010

10 Comments

Here is the simplest way I have found to order your free annual credit report. I have included step by step instructions on how to do it. The only site you should be using when ordering your free report should be https://www.annualcreditreport.com Don’t go through any other sites that may have a mix of these words [...]

Financial Irresponsibility Can Be Expensive

Monday, January 4, 2010

17 Comments

I recently had a run-in with the law. I was stopped by a police officer for speeding. (I could end the lesson right here by telling you that if you stop speeding you can save yourself possibly hundreds if not thousands of dollars per year and be perfectly justified.) Lower pollution Less chance of accidents [...]

Should I Accept My Loan Modification…Part 1

Monday, November 30, 2009

9 Comments

This will be a series of posts where I share with you a step-by-step account of what I am seeing, hearing and doing while I attempt my loan modification. Because of my background in mortgages and finance, I know some of the question to ask. So as we go along I am going to add areas of concern or advice on what I think should be done at certain points.

Book Review…Getting Things Done: David Allen

Sunday, November 22, 2009

4 Comments

I recently came out of an era of my life where I was so overwhelmed that I did not know what to do with myself. I felt like I was playing catch-up from the moment I opened my eyes in the morning. You know that feeling, "I have so much to do today, there is no way I can get it all done." What a way to start the day huh?

How “Social” Are You With Your Social Media Activities?

Sunday, November 8, 2009

12 Comments

I read something in the Miami Herald the other day by Jane Woolridge executive business editor... "The key, says entrepreneur Craig Agronoff, is banding together. Too much networking seems to revolve around self-promotion rather than true community building, he says" I thought this was as true as anything I have read up to this point on the subject of social media.

Did You Know This About Your Credit Score?

Friday, September 11, 2009

22 Comments

Did you know that if your credit card provider decides to one day lower your credit card limit that your credit score could be negatively affected?

Tag Archive | "Financial"

The Problem With Credit Counseling Agencies (Part 1)

Should I Accept My Loan Modification…Part 3

The Simplest Way to Order Your Free Annual Credit Report

Financial Irresponsibility Can Be Expensive

Should I Accept My Loan Modification…Part 1

Book Review…Getting Things Done: David Allen

How “Social” Are You With Your Social Media Activities?

Did You Know This About Your Credit Score?

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