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	<title>Caraballo &#38; Associates &#187; expensive</title>
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	<description>Coaching people through Credit and Financial Recovery</description>
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		<title>Financial Irresponsibility Can Be Expensive</title>
		<link>http://caraballoassociates.com/financial-irresponsibility-can-be-expensive/</link>
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		<pubDate>Tue, 05 Jan 2010 02:01:05 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[expensive]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[irresponsibility]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[reduce costs]]></category>
		<category><![CDATA[responsible]]></category>
		<category><![CDATA[Save money]]></category>
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		<description><![CDATA[I recently had a run-in with the law. I was stopped by a police officer for speeding. (I could end the lesson right here by telling you that if you stop speeding you can save yourself possibly hundreds if not thousands of dollars per year and be perfectly justified.) Lower pollution Less chance of accidents [...]]]></description>
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