Caraballo & Associates

Should I Accept My Loan Modification…Part 1

This will be a series of posts where I share with you a step-by-step account of what I am seeing, hearing and doing while I attempt my loan modification. Because of my background in mortgages and finance, I know some of the question to ask. So as we go along I am going to add areas of concern or advice on what I think should be done at certain points.

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Book Review…Getting Things Done: David Allen

I recently came out of an era of my life where I was so overwhelmed that I did not know what to do with myself. I felt like I was playing catch-up from the moment I opened my eyes in the morning. You know that feeling, "I have so much to do today, there is no way I can get it all done." What a way to start the day huh?

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Holiday Job Search Assistance Is Here!

Are you in need of a part time job now that the Holidays are right around the corner? Do you need that extra cash that can help you get through this time easier and with a little more pocket money? With the economy the way it is right now many people could use a part-time job just to make ends meet while others would just like to be able to buy a few more gifts for their loved ones and not break the bank.

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How “Social” Are You With Your Social Media Activities?

I read something in the Miami Herald the other day by Jane Woolridge executive business editor... "The key, says entrepreneur Craig Agronoff, is banding together. Too much networking seems to revolve around self-promotion rather than true community building, he says" I thought this was as true as anything I have read up to this point on the subject of social media.

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The Truth About Ordering Your Free Credit Report

Ordering one’s own credit report seems to be a source of fear and hesitation for many people.  “Will this affect my score?  Will my score drop?  How much will it drop?” These are all valid questions and concerns.  To add to the indecision and worry that one feels about this “not too clear subject” are [...]

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Information for FREE Housing Assistance

With everything that is going on with real estate here in Florida and the economy as a whole, I thought it would be useful to share this information which I received the other day. Part of what I love about having this blog is that I am able to share potentially life-changing information with a large [...]

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Did You Know This About Your Credit Score?

Did you know that if your credit card provider decides to one day lower your credit card limit that your credit score could be negatively affected?

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