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	<title>Caraballo &#38; Associates &#187; clients</title>
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	<link>http://caraballoassociates.com</link>
	<description>Coaching people through Credit and Financial Recovery</description>
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		<title>Should I Accept My Loan Modification&#8230;Part 6 (FINAL)</title>
		<link>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-6-final/</link>
		<comments>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-6-final/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 14:00:57 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Loan mod]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[monthly payment]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[simple]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=1050</guid>
		<description><![CDATA[I feel like I have writing this series for a year. Actually it has been close to half a year. My first post on this subject was in November of &#8217;09. I actually started looking into it a few months before and sat on the decision for a while before I decided to take the [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-6-final/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>The Importance of Blogging in Today&#8217;s Society</title>
		<link>http://caraballoassociates.com/the-importance-of-blogging-in-todays-society/</link>
		<comments>http://caraballoassociates.com/the-importance-of-blogging-in-todays-society/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 22:16:35 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Social Media]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[twitter]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[websites]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=930</guid>
		<description><![CDATA[I recently had an experience that convinced me that what I am doing here, with my blog and my message could potentially be very important. I attended a training/seminar that had to do with customer service in the field of employment services. It was an interesting, day-long seminar lead by a woman who had obviously [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/the-importance-of-blogging-in-todays-society/feed/</wfw:commentRss>
		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>The &#8220;Not So&#8221; Obvious Benefits of Joining a Social Media Tribe!</title>
		<link>http://caraballoassociates.com/the-not-so-obvious-benefits-of-joining-a-social-media-tribe/</link>
		<comments>http://caraballoassociates.com/the-not-so-obvious-benefits-of-joining-a-social-media-tribe/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 06:14:08 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Tribes]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[group]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[increase business]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[mastermind]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[Social Media]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[time management]]></category>
		<category><![CDATA[tribe]]></category>
		<category><![CDATA[tribe syndication]]></category>
		<category><![CDATA[websites]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=860</guid>
		<description><![CDATA[I am sure you have all heard the words by now Tribe,  Social Media Tribe,  Tribe Syndication Group the list goes on and on. If you have not, then here is a quick explanation. The idea of joining and working with a tribe is based on the simple concept of mastermind groups you may remember [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/the-not-so-obvious-benefits-of-joining-a-social-media-tribe/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>My Official Apology to Stephen Covey</title>
		<link>http://caraballoassociates.com/my-official-apology-to-stephen-r-covey/</link>
		<comments>http://caraballoassociates.com/my-official-apology-to-stephen-r-covey/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 02:34:23 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[7 habits]]></category>
		<category><![CDATA[book review]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[stephen covey]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=852</guid>
		<description><![CDATA[This is my official apology to Stephen R. Covey. The Best selling author of The 7 Habits of Highly Effective People I am currently reading this book because it is required reading in a psychology class I am taking. When I first found out that this was the book that I had to read for [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/my-official-apology-to-stephen-r-covey/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Shameless Self Promotion&#8230;Here is Your Chance to Shine</title>
		<link>http://caraballoassociates.com/shameless-self-promotion-here-is-your-chance-to-shine/</link>
		<comments>http://caraballoassociates.com/shameless-self-promotion-here-is-your-chance-to-shine/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 05:27:16 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Shameless Self-Promotion]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[increase business]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Networking]]></category>
		<category><![CDATA[promotion]]></category>
		<category><![CDATA[rapport]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[tribe]]></category>
		<category><![CDATA[twitter]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=493</guid>
		<description><![CDATA[This section is dedicated to you and what YOU do! Feel free to post a comment with your bio, business description or whatever else you think you would like to share about yourself. Free promotion for you and your business. Add to your visibility and pick up some extra business while making new friends. Enjoy. [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/shameless-self-promotion-here-is-your-chance-to-shine/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Book Review&#8230;Getting Things Done: David Allen</title>
		<link>http://caraballoassociates.com/book-review-gettign-things-done-david-allen/</link>
		<comments>http://caraballoassociates.com/book-review-gettign-things-done-david-allen/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 02:47:06 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[better business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[Dade County]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[increase business]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Linkedin]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Miami]]></category>
		<category><![CDATA[Miami-Dade]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[personal growth]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[reduce costs]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[Save money]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[simple]]></category>
		<category><![CDATA[South Florida]]></category>
		<category><![CDATA[time management]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[twitter]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=255</guid>
		<description><![CDATA[I recently came out of an era of my life where I was so overwhelmed that I did not know what to do with myself.  I felt like I was playing catch-up from the moment I opened my eyes in the morning.  You know that feeling, "I have so much to do today, there is no way I can get it all done."  What a way to start the day huh?]]></description>
		<wfw:commentRss>http://caraballoassociates.com/book-review-gettign-things-done-david-allen/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How &#8220;Social&#8221; Are You With Your Social Media Activities?</title>
		<link>http://caraballoassociates.com/how-social-are-you-with-your-social-media-activities/</link>
		<comments>http://caraballoassociates.com/how-social-are-you-with-your-social-media-activities/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 23:53:59 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Social Media]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[buisness]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[Dade County]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[increase business]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Linkedin]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Miami]]></category>
		<category><![CDATA[Miami-Dade]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Networking]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[sales]]></category>
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		<category><![CDATA[South Florida]]></category>
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		<category><![CDATA[twitter]]></category>
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		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=499</guid>
		<description><![CDATA[I read something in the Miami Herald the other day by Jane Woolridge executive business editor...

"The key, says entrepreneur Craig Agronoff, is banding together. Too much networking seems to revolve around self-promotion rather than true community building, he says"

I thought this was as true as anything I have read up to this point on the subject of social media.
]]></description>
		<wfw:commentRss>http://caraballoassociates.com/how-social-are-you-with-your-social-media-activities/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Book Review&#8230;No B.S. Time Management</title>
		<link>http://caraballoassociates.com/book-review-no-b-s-time-management/</link>
		<comments>http://caraballoassociates.com/book-review-no-b-s-time-management/#comments</comments>
		<pubDate>Sun, 11 Oct 2009 02:38:37 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[achieve]]></category>
		<category><![CDATA[book]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[increase business]]></category>
		<category><![CDATA[information]]></category>
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		<category><![CDATA[Linkedin]]></category>
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		<category><![CDATA[read]]></category>
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		<category><![CDATA[self improvement]]></category>
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		<category><![CDATA[twitter]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=256</guid>
		<description><![CDATA[No B.S. Time Management for Entrepreneurs (NO BS) &#8220;The title says it all! This really is a no-nonsense, straight to the point book that gets deep into the issues and provides real world answers to our time management needs. This book made such an impact on me that I made significant changes to my business [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/book-review-no-b-s-time-management/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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