Caraballo & Associates

Now that we know what these programs are, let’s get into the deeper, scarier issues. The first real issue I have found with these types of companies is an issue of responsibility. You are giving money to a third party on a monthly basis in order for that third party to make your (hopefully adjusted) [...]

My “tribe” is getting larger these days and it is becoming increasingly difficult to keep up with all the blogs and posts that are out there. I believe I found the perfect tool for the job. It’s Google Reader! In this first video, I share a few of the features that I most like about [...]

So after I spoke to the HUD Counselor, I waited a couple of weeks and then called the bank for a complete update. (I believe I have done all that has been asked of me and I think it is time for SOME kind of answer, or at least an indication of one). I called [...]

If you are starting to think that this process is becoming long and drawn out, you’re right! By this time, we have had many calls, looked for much paperwork and basically we are just tired of the whole thing. We are not giving up though, especially because it seems that this is where most people [...]

I recently read a post by a tribe member friend of mine, Mr. Paul Miller. The post was essentially asking How big You “why” was. Which you will undoubtedly run into if you study personal development for any length of time. It is a very important part of becoming a high-producing, high-achieving individual. His post, [...]

I recently had an experience that convinced me that what I am doing here, with my blog and my message could potentially be very important. I attended a training/seminar that had to do with customer service in the field of employment services. It was an interesting, day-long seminar lead by a woman who had obviously [...]

These companies have been around for years making promises of lower credit card payments, frozen interest rates, shorter pay-off schedules, etc. etc. These programs seem like a no-brainer for the person that is having trouble with their monthly credit obligations. Those of us that have had hardships and those of us that basically just let [...]

Welcome back to the 3rd part of our loan modification series. Here is a quick recap of what we have covered thus far. In part 1 we covered: A brief explanation of the situation. An explanation of basic rules to follow while going through the process. The issues/pitfalls you may run into throughout the process. [...]