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	<title>Caraballo &#38; Associates</title>
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	<link>http://caraballoassociates.com</link>
	<description>Coaching people through Credit and Financial Recovery</description>
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		<title>How I Tame the Tribe Syndication &#8220;Monster&#8221; with Google Reader!</title>
		<link>http://caraballoassociates.com/how-i-tame-the-tribe-syndication-monster-with-google-reader/</link>
		<comments>http://caraballoassociates.com/how-i-tame-the-tribe-syndication-monster-with-google-reader/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 12:37:17 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Social Media]]></category>
		<category><![CDATA[Tribes]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
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		<category><![CDATA[help]]></category>
		<category><![CDATA[increase business]]></category>
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		<category><![CDATA[marketing]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[simple]]></category>
		<category><![CDATA[syndication]]></category>
		<category><![CDATA[time management]]></category>
		<category><![CDATA[tribe]]></category>
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		<guid isPermaLink="false">http://caraballoassociates.com/?p=956</guid>
		<description><![CDATA[
			
				
			
		
My &#8220;tribe&#8221; is getting larger these days and it is becoming increasingly difficult to keep up with all the blogs and posts that are out there. I believe I found the perfect tool for the job. It&#8217;s Google Reader!
In this first video, I share a few of the features that I most like about Google [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<item>
		<title>Should I Accept My Loan Modification&#8230;Part 5</title>
		<link>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-5/</link>
		<comments>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-5/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 01:21:29 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
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		<category><![CDATA[approval]]></category>
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		<category><![CDATA[education]]></category>
		<category><![CDATA[help]]></category>
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		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Loan mod]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Save money]]></category>
		<category><![CDATA[simple]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=979</guid>
		<description><![CDATA[
			
				
			
		
So after I spoke to the HUD Counselor, I waited a couple of weeks and then called the bank for a complete update. (I believe I have done all that has been asked of me and I think it is time for SOME kind of answer, or at least an indication of one).
I called the [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-5/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Should I Accept My Loan Modification&#8230;Part 4</title>
		<link>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-4/</link>
		<comments>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-4/#comments</comments>
		<pubDate>Sun, 14 Mar 2010 04:40:12 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[Loan mod]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[mods]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage loan]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=963</guid>
		<description><![CDATA[
			
				
			
		
If you are starting to think that this process is becoming long and drawn out, you&#8217;re right! 
By this time, we have had many calls, looked for much paperwork and basically we are just tired of the whole thing. We are not giving up though, especially because it seems that this is where most people [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-4/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Forget Your Why&#8230;Begin With Your Purpose!</title>
		<link>http://caraballoassociates.com/forget-your-why-begin-with-your-purpose/</link>
		<comments>http://caraballoassociates.com/forget-your-why-begin-with-your-purpose/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 01:22:17 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[mission]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[purpose]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=906</guid>
		<description><![CDATA[
			
				
			
		
I recently read a post by a tribe member friend of mine, Mr. Paul Miller. The post was essentially asking How big You &#8220;why&#8221; was. Which you will undoubtedly run into if you study personal development for any length of time. It is a very important part of becoming a high-producing, high-achieving individual.
His post, which [...]]]></description>
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		<slash:comments>17</slash:comments>
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		<item>
		<title>The Importance of Blogging in Today&#8217;s Society</title>
		<link>http://caraballoassociates.com/the-importance-of-blogging-in-todays-society/</link>
		<comments>http://caraballoassociates.com/the-importance-of-blogging-in-todays-society/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 22:16:35 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Social Media]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[twitter]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[websites]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=930</guid>
		<description><![CDATA[
			
				
			
		
I recently had an experience that convinced me that what I am doing here, with my blog and my message could potentially be very important. 
I attended a training/seminar that had to do with customer service in the field of employment services. It was an interesting, day-long seminar lead by a woman who had obviously [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/the-importance-of-blogging-in-todays-society/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>The Problem With Credit Counseling Agencies (Part 1)</title>
		<link>http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/</link>
		<comments>http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 01:43:50 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Credit Reports and Scores]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[cccs]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[Save money]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=446</guid>
		<description><![CDATA[
			
				
			
		
These companies have been around for years making promises of lower credit card payments, frozen interest rates, shorter pay-off schedules, etc. etc.
These programs seem like a no-brainer for the person that is having trouble with their monthly credit obligations. Those of us that have had hardships and those of us that basically just let our [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/the-problem-with-credit-counseling-agencies-part-1/feed/</wfw:commentRss>
		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>Should I Accept My Loan Modification&#8230;Part 3</title>
		<link>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-3/</link>
		<comments>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-3/#comments</comments>
		<pubDate>Sun, 07 Feb 2010 19:20:52 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[accept]]></category>
		<category><![CDATA[apply]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[problem mortgage]]></category>
		<category><![CDATA[rep]]></category>
		<category><![CDATA[Save money]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=883</guid>
		<description><![CDATA[
			
				
			
		
Welcome back to the 3rd part of our loan modification series.

Here is a quick recap of what we have covered thus far.

In part 1 we covered:

A brief explanation of the situation.
An explanation of basic rules to follow while going through the process.
The issues/pitfalls you may run into throughout the process.
Some of the more confusing aspects [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/should-i-accept-my-loan-modification-part-3/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>The &#8220;Not So&#8221; Obvious Benefits of Joining a Social Media Tribe!</title>
		<link>http://caraballoassociates.com/the-not-so-obvious-benefits-of-joining-a-social-media-tribe/</link>
		<comments>http://caraballoassociates.com/the-not-so-obvious-benefits-of-joining-a-social-media-tribe/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 06:14:08 +0000</pubDate>
		<dc:creator>Caraballo &#38; Associates</dc:creator>
				<category><![CDATA[Tribes]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[group]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[increase business]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[mastermind]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[Social Media]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[time management]]></category>
		<category><![CDATA[tribe]]></category>
		<category><![CDATA[tribe syndication]]></category>
		<category><![CDATA[websites]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://caraballoassociates.com/?p=860</guid>
		<description><![CDATA[
			
				
			
		
I am sure you have all heard the words by now Tribe,  Social Media Tribe,  Tribe Syndication Group the list goes on and on.
If you have not, then here is a quick explanation. The idea of joining and working with a tribe is based on the simple concept of mastermind groups you may remember this [...]]]></description>
		<wfw:commentRss>http://caraballoassociates.com/the-not-so-obvious-benefits-of-joining-a-social-media-tribe/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
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